Specialist Automotive Finance

Specialist Automotive Finance (SAF) provides knowledge-based motor finance learning to boost customer confidence in motor finance and increase professionalism.
Specialist automotive finance (SAF) was launched in 2007 by the finance and leasing association. It has created a pathway for the staff of all levels to learn.
Over 34,000 motor industry employers are registered to take the SAF test. Over 2000 UK showrooms are Specialist Automotive Finance approved.
How does Motor finance work? In specialist automotive finance there are usually three parties involved to set up the finance. The customer: they will usually pay a deposit or make advance payments, they will also be asked to sign a credit agreement, they will then be allowed to take the vehicle away and use it providing they make the agreed monthly payments to the finance provider.
The retailer: they will sell the vehicle and sort the finance at the point of sale; it will also be down to the retailer to invoice the finance provider.
And lastly the finance provider: they will pay out the money to the retailer for the vehicle and takes ownership, they will take the monthly payments from the customer throughout the agreement.
There are different types of finance available; these will depend on the customers’ requirements and preferences.
Car dealerships that sell finance act as a “broker” for car finance provider. Most will work with several different finance providers to obtain the best finance for the range of customers they serve.
With specialist automotive finance, the customer will repay the finance provider, these repayments will include interest and sometimes fees. The rate of interest paid by each customer will vary depending on each customers circumstance (for example if a customer has a good or bad credit rating and how likely it is that they will repay the debt)
Specialist automotive finance can come in various forms such as Hire purchase, personal contract purchase, contract hire and finance lease.
Specialist automotive finance is an industry-standard, but not a mandated qualification. It provides recognition for firms whereby all of their customer-facing staff who are involved in the sale of vehicle finance have passed the specialist automotive finance test.
There are three types of specialist automotive finance: SAF Essentials, SAF Expert and SAF Advanced.


Mobile Bumper Repair

Mobile Bumper Repair a Better Deal  bumper-repair-technicians

Anyone who has ever been in a minor accident knows that repairing a bumper can cost more than you think. Many people believe you can repair a bumper at home or by using a over-the-counter home auto body repair kit. Initially it seems an easy enough task to complete. You merely use filler to repair cracks or holes, allow sufficient time to dry, sand to the correct finish, and then paint a matching store-bought paint. Unfortunately, it is not as easy as it sounds.

The True Costs: Understand what you are paying for

Many car owners try home repair kits because they are hesitant to pay the exorbitant prices that are common for bumper repair. Though the cost of a home repair kit can seem like a huge savings when compared to traditional body shops, this is not usually the case. Doing bumper repairs at home is replete with potential problems, including incorrectly applied filler improper sanding, and unmatched paint. These mistakes can cost money and you may have to take it in to a professional to fix the work you have done at home. That high price for professional body work might not seem so high at that point in time.

Mobile Bumper Repair to the Rescue

Fortunately for car owners, there is a solution in the middle of these two extremes. Mobile bumper repair specialists, a new trend in the industry, can offer professional results at a much lower cost than traditional body shops. The price is not as low as an over-the-counter bumper repair kit, but the results are so much better. Not only does this using a mobile mechanic save you money, they can come to your home or office to do the work, saving you the hassle of waiting or arranging for a ride. Mobile repair professionals also offer the same types of guarantees as traditional body shops so you can trust that the work will be done correctly.

Before you repair a bumper at a repair facility of try one of those over-the-counter bumper repair kits, consider using a mobile bumper repair professional. Many people have paid the price with this poor choice. You will save money, save time, and receive professional results and customer service. Mobile bumper repair is definitely a better deal.

Repair or Replace

Reasons to have an Alloy Wheel Repair

 alloy wheel repair

Alloy wheels will create quite an impact to the general look of a car. Further, it will create a big difference to the functioning of the car.  Over the years, car manufacturers have taken a cue from the popularity of specialised alloy wheels and have opted to install modified wheels for their stock cars.  Alloy’s are currently a standard consideration for most cars however along side its growing quality comes many concerns relating to Alloy wheel repair.

Alloy wheel repair

It is a standard misconception that alloy wheel repair is nearly next to impossible.  Most people believe that it will be an entire waste of effort and cash. However, alloy wheels can be repaired to look like new and be structurally perfect.  Alloy repair is in truth a well studied operation several skilled wheel repair firms will undertake the task perfectly.  The most important of damages that may have an effect on an alloy wheels are radial runout, lateral runout and cracks. These damages won’t solely create the wheel look ugly however it may greatly have an effect on the car’s driving performance. Let’s take a more in-depth look!
Radial runouts affect the balance of the tire across its diameter. This leads to the tire moving up and down with regard to its central axis whereas rotating. Lateral runout is harm that affects the balance of the tire across its breadth. Lateral run out is usually left unknown because the tire will look true however balance testing can prove otherwise. Within the case of lateral run out if there’s important harm it will typically be irreparable. Cracks, betting on the placement will be repaired however in sure extreme cases it is safer to induce a replacement alloy wheel than to use one that has undergone alloy wheel repair.  Repair for non-forged wheels,  alloy – wheel repair is usually suggested for wheels that are non-forged cast alloy wheels are harder and may even be dearer. Most of the time, cast wheel repair just consists of getting the wheel refinished. Two-piece and three-piece alloy wheels are also liable to harm because the outer lips of the wheel are commonly made of softer alloy materials.

Alloy wheel repair- the proper temporal order

The best time to arrange for alloy wheel repair is throughout the hotter months. Normally, alloy repair will take anyplace from 3 to 5 hours betting on the extent of the harm. If you wish to attenuate the harm, use high particularly once you are using low profile tires. However, it is vital to form certain that the damage of the tire continues to be even.